If you are having trouble making mortgage payments or experiencing problems dealing with your mortgage holder, the state Department of Consumer Affairs suggests you contact the NeighborWorks' HOPE Hotline at (888) 995-HOPE (4673).
More information and resources for homeowners with a mortgage are available at the Consumer Affairs web site.
MassHousing provides resources and information for Massachusetts homeowners trying to deal with a potential foreclosure – Go here!
Making Home Affordable Program
The federal government has established a program of services and information to help homeowners deal with issues of affordability and foreclosure. For example, employed homeowners who are struggling to make their mortgage payments may be able to lower their monthly premiums though the Home Affordable Modification Program. Homeowners who decide they cannot afford their current housing may seek help avoiding foreclosure through the Home Affordable Foreclosure Alternatives Program. For information on these and other programs – Go here!